To Our Friends and Neighbors: Our hearts are heavy as we mourn the tragic events that occurred in Buffalo May 14. Our deepest condolences to the victims and their families. CNB Bank stands in solidarity with BankOnBuffalo, our sister division within CNB Financial Corporation. All of us remain dedicated to our core values and invested within the communities we serve.
Holiday Office Hours All offices will be closed on Monday, May 30 in observance of Memorial Day. Offices will resume normal business hours on Tuesday, May 31.
For many people, buying a home is the single most significant financial step of a lifetime. It’s also one of the most emotional decisions you’ll ever make. Whether you’re a first time home buyer, moving on to a bigger home, or using your equity to refinance an existing home loan, we can help.
Buying a home? Our conventional mortgage features competitive rates and terms. We offer both fixed-rate and adjustable-rate mortgages to best meet your needs. Complete our prequalification form today, or apply online now!
First Responders Mortgage Program
Our First Responders Mortgage Program* is offered to Volunteer and Paid Firefighters, EMTs, Paramedics and Police Enforcement Officers towards the purchase or refinance of a single family home.
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If you're looking to finance the construction of a new home or purchase a new home already under construction, we offer financial solutions designed specifically for this purpose.
We also offer several other borrowing options from which to choose.
First Time Home Buyer
Our First Time Home Buyer* Mortgage Program offers competitive rates and a great mix of special services for those that qualify.
- Low down payments
- Waived processing fee
- $100 deposited into a new CNB Bank savings account
- Full seller's assist is permitted
- No Private Mortgage Insurance (PMI) is required
- Automatically prequalify for a CNB Bank Credit Card
Complete our prequalification form today or apply online now!
You can also check out our easy to understand step-by-step guide to the mortgage process and our application checklist to ensure that you're prepared to start the application process.
* A first time home buyer is defined as a borrower who has not been on a deed containing a dwelling in the past three years or who has not owned a home as a single person.
So you want to buy a new home but have yet to find a buyer for your old home – what do you do? It’s not uncommon for a buyer purchasing a new home to have to secure financing prior to the sale of an existing home. In this case, a bridge loan – also known as “gap financing” or a “swing loan” – can provide the money you need to help complete the new purchase. The funds from the bridge loan are then used as a down payment on the new home by leveraging the equity in your existing home.
If this option fits your current needs, we'll work to get you the money you need. Keep in mind that we have several other borrowing options from which to choose.
Additional Mortgage Information
CNB Bank takes pride in the experience and expertise of our mortgage lenders. The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here. NMLS#410748
CNB Bank appreciates the opportunity to be your financial partner.
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