Business Loans

At CNB Bank, we're committed to helping you grow your business. We have the options and resources to help get you the financing you need to purchase equipment, expand your office space, manage your inventory, and more.

SBX Small Business Xpress

Finance Your Small Business With an SBX Loan or Line of Credit

If you’re ready to take your small business to new heights, then you’ve come to the right place. At CNB Bank, we take pride in our mission to make acquiring a Small Business Xpress loan a simple and straightforward process. Empowering entrepreneurs with knowledge about SBX loans is the cornerstone of our strategy for financing your business’s needs. With our lending experts, this financing is at your fingertips.

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What You Need to Know About Small Business Xpress Financing

Businesses can apply for a Small Business Xpress (“SBX”) term loan or line of credit online for as little as $5,000 and up to $100,000. It only takes about 15 minutes to complete the application. You will get an answer to your request just a few minutes after a completed application is submitted and all supporting documents have been submitted. We break down the entire process in detail, to help get prospective borrowers up to speed and ready to receive the funding shortly after. We want our clients to apply for their SBX Loan or LOC with the highest confidence, backed by the knowledge of our lending specialists.

We recommend that you have the following documents ready in electronic format before you start the application as you will be asked to upload them as part of the application:

Two years of the most recent Business tax returns
Two years of the most recent Personal tax returns for each owner/guarantor for all owners who own 20% or more of the company
Business Entity Documentation
Personal Identification Documents

Frequently Asked Questions

To view a comprehensive lists of FAQs click here.

How To Contact Our SBX Support Team

If you need assistance submitting or updating your application, please call 1-888-982-0570 to speak to a member of the SBX Credit Team, Monday - Friday 8:00am - 5:00pm EST.

You may also email the Support Team at sbx@cnbbank.bank.

Commercial Term Loans

Commercial Term Loans are designed for those one-time purchases of land, building, equipment or other fixed assets that are essential whether you're just getting started, growing, relocating or simply replacing equipment.

Commercial Lines of Credit

Commercial Lines of Credit are useful as temporary working capital. Whether the funds are needed for seasonal or general inventory, supplies or to support growth, a line of credit will help your cash flow.

Visa Business Rewards Credit Card

Our credit cards provide a flexible and cost-effective way to manage your business expenses. And, as a CNB Bank Visa corporate cardholder, you not only have the power to make purchases at more than 24 million locations worldwide, but have additional premium benefits that help save you money and provide peace of mind. The many great features include:

Special Features

ScoreCard® Rewards: Earn 1 point for every $1 you spend in net purchases. Redeem points for gift cards, merchandise and travel!
Contactless Technology: We now offer contactless technology with your Visa® Business Rewards Credit Card. Tap, dip or swipe - it is all up to you. Tapping to pay with your VISA contactless credit card can help you avoid touching surfaces at checkout. Each time you tap, your transaction generates a one-time code, making your transaction secure. Click here for more information about tap to pay contactless technology.
24/7 Account Access: Just visit www.mycardstatement.com, enter your credit card number and security code, and view your account balance, available credit, amount and date of last payment, minimum payment amount and due date, last statement date, cash advance limit, transactions posted since last statement, and more!
Cash Advances: Access your available balance by getting a cash advance with your credit card at participating banks worldwide. For easier cash access using your credit card personal identification number (PIN) you can get a cash advance from any ATM displaying the MoneyPass or Plus symbol.
Auto Rental Collision Damage Waiver Program: Should you need a rental car for business travel, be sure to use your corporate Visa Gold card — this benefit is provided by Visa at no charge to you.
Around-the-clock Assistance: You have access via a toll-free number to report lost or stolen cards, obtain balance information or recent account activity, and more! For around-the-clock assistance, call 1-800-423-7503.

Letters of Credit

A Letter of Credit (L/C) is a financing vehicle that essentially substitutes the credit strength of the bank for that of your company. It is flexible and can be tailored to reflect your needs.

Contact Us Today!

If you're interested in learning about our Financing options, please contact us toll-free at 1-800-492-3221, visit us at any CNB Bank branch location, or send an email to CustomerServiceCenter@CNBBank.bank. CNB Bank appreciates the opportunity to be your financial partner.

(Please be aware that the email you are sending is not secure. Please do not include sensitive information, such as your account information, social security number, PIN or password.)

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