Holiday Hours:

Please note all community banking offices will be closing at noon on Friday, March 29, in observance of Good Friday. Offices will resume normal business hours on Saturday, March 30.

Compare Personal Checking Accounts

Swipe left on the table to view all accounts.
  Free Checking Interest Checking WOW Checking* Checking Plus Stress Less Account
Minimum Balance None See below None None None
Check Writing Unlimited Unlimited Unlimited Unlimited Not applicable
Service Charges None $6.00/month if requirements are not met* None $8.00/month $5.00/month
Interest None Earn Interest Earn Interest None None
and…
  • No CNB Bank fees on foreign ATM withdrawals for customers age 16-24
  • To avoid a service charge, one of the following must be met each statement cycle: $500 daily balance, Age 50+, or one direct deposit
  • Free ATM withdrawals anywhere in the U.S., if requirements are met
  • Cell Phone Protection
    • Credit Monitoring & Monthly Credit Score
  • Full Managed Recovery Advocate
  • $25k Identity Theft Expense Reimbursement (not available to NY residents)
  • No overdraft fees, dormancy fees or early closure fees
  • Electronic Statement (eStatement) encouraged - $2.00 fee if not enrolled
  • Checkless account; conduct transactions using debit card or online banking
Open Online Free Checking Account - Open Now Interest Checking - Open Now WOW Checking - Open Now Checking Plus - Open Now Not applicable
Open Laptop Icon

eBanking with ePay and eStatement

goMobile logo

Mobile Banking

Phone icon with money sign

Mobile check deposits

               Cell phones showing a transfer

Send and receive money quickly and easily with Zelle® 

Open Laptop Icon

External transfers
(to your accounts at other financial institutions)

Open Laptop Icon

Visa® debit card with reward points

Open Laptop Icon

Mobile debit card controls

Open Laptop Icon

Misplace your debit card? Deactivate it with a click.

Open Laptop Icon

Free Withdrawals at over 25,000 ATMs nationwide.

*Qualify for WOW Checking easily by performing three simple steps each calendar month**:

  • 12 Visa check card purchase transactions must post to your account
  • Have one Direct Deposit or ACH Auto Debit
  • Enroll and receive eStatements through eBanking

                  **Monthly qualification period ends the last business day of the month

You are now leaving the official website of CNB Bank, a Division of CNB Financial. CNB Bank does not provide, and is not responsible for the products, services, or content on any third-party sites. Additionally the linked site may have a privacy policy and security practices that differ from the websites managed by CNB Bank. Please be advised that links to 3rd party sites are provided as a convenience and CNB Bank is not responsible for your use or any transactions completed on the hyperlinked site.