Taking Steps to Limit Spread of COVID-19: Lobbies are available by appointment only, with the exception of the Karthaus office, which will be open 9am-12pm. Drive-up services remain open, where available. Please note: Clearfield Old Town Road, Presqueisle Street, Bradford East, and Fox Twp offices are currently closed.
Establish Good Savings Habits
Pay yourself first. If you wait to see what's left over, you are less likely to save. Determine in advance how much money to deposit into a savings account each month. If you receive a raise, increase the amount of money deposited into your savings account.
Pay your bills on time — and pay more than the minimum amount.Although 96 percent of Americans pay their bills on time, some find themselves paying late fees. Alleviate the hassle by scheduling time to pay bills, and put them in the mail with enough time to get to the creditor.
Consider investments. For long-term goals, such as saving for a home or retirement, look into bonds, mutual funds, real estate and stocks.
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