Taking Steps to Limit Spread of COVID-19: Lobbies are available by appointment only, with the exception of the Karthaus office, which will be open 9am-12pm. Drive-up services remain open, where available. Please note: Clearfield Old Town Road, Presqueisle Street, Bradford East, and Fox Twp offices are currently closed.

Free Credit Reports

The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies — Experian, Equifax, and TransUnion — every twelve months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services. Don't be fooled by TV ads, email offers, or online search results. Go to the authorized source AnnualCreditReport.com when you request your free report.

You can also order your report toll-free at 1-877-322-8228, or via mail. For more information, visit: http://www.ftc.gov/freereports.

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